So, while insuring the vehicle you pay the first part of insurance fee when you sign insurance contract, the second part will be excluded from insurance amount paid to you when insured event occurs. If insured event does not occur, you will not pay any amount. 

Additional covers:
1. Insurer gives free taxi service only for once if the usage of the vehicle is unable as a result of accident (limit 20 AZN) 
2. Coverage for taking the vehicle from the accidnet place to the repair service centre by evacuator, onıy once a year (limit 25 AZN)